We have KiwiSaver investment options to suit everyone.
Liquidity
The Fund aims to provide capital security and liquidity by investing in a diversified portfolio of low-risk cash and cash-equivalent assets. These assets generally have short maturities and are considered to be highly liquid. ESG factors are integrated where applicable.
First Home Buyer
The Strategy is designed for First Home Buyers and aims for stable returns by investing in mainly income assets, with some investment in growth assets. The climate and environment impact of investments in the portfolio are tracked through carbon emission measures and alignment with sustainability goals.
Conservative
The Fund aims for stable returns through a diversified portfolio of mainly income assets, with a moderate allocation to growth assets. The climate and environment impact of investments in the portfolio are tracked through carbon emission measures and alignment with sustainability goals.
Balanced
The Strategy aims for a balance between stability of returns and growth of your investment, by investing in a mix of growth and income assets. The climate and environment impact of investments in the portfolio are tracked through carbon emission measures and alignment with sustainability goals.
Growth
The Fund aims for long-term capital growth by investing in a diversified portfolio of mainly growth assets, with a small proportion invested in income assets. The climate and environment impact of investments in the portfolio are tracked through carbon emission measures and alignment with sustainability goals.
RetirementPlus
RetirementPlus make things easy for you by investing your savings in an asset allocation that is suitable for your age. We automatically reduce your investment risk each year, from age 51 until age 80. Climate and environment impact is tracked using carbon emission measures and alignment with sustainability goals.
Not sure what investment option is right for you?
Choosing the right KiwiSaver fund for your age and life stage could add up to tens of thousands of dollars when you're ready to retire. Each of our funds has a recommended timeframe and risk level, which may affect the ups and downs of your balance over time.
We're here to help guide you in making the best fund choice for your situation, and to understand any risk along the way. So when it comes time to enjoy your KiwiSaver investment, it will support your financial goals, whether that's buying your first home or having the retirement you've been dreaming of.