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We have KiwiSaver investment options that can suit everyone.

Investment options
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Liquidity

The Fund aims to provide capital security and liquidity by investing in a diversified portfolio of low-risk cash and cash-equivalent assets. These assets generally have short maturities and are considered to be highly liquid. ESG factors are integrated where applicable.

Up to 1 year
Suggested timeframe
1
Risk factor (1–7)
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Group of town houses

First Home Buyer

The Strategy is designed for First Home Buyers and aims for stable returns by investing in mainly income assets, with some investment in growth assets. The climate and environment impact of investments in the portfolio are tracked through carbon emission measures and alignment with sustainability goals.

1 year
Suggested timeframe
3
Risk factor (1–7)
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Rainbow chairs on the beach

Conservative

The Fund aims for stable returns through a diversified portfolio of mainly income assets, with a moderate allocation to growth assets. The climate and environment impact of investments in the portfolio are tracked through carbon emission measures and alignment with sustainability goals.

3 years
Suggested timeframe
4
Risk factor (1–7)
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Balanced Strategy

Balanced

The Strategy aims for a balance between stability of returns and growth of your investment, by investing in a mix of growth and income assets. The climate and environment impact of investments in the portfolio are tracked through carbon emission measures and alignment with sustainability goals.

6 years
Suggested timeframe
4
Risk factor (1–7)
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Plant growing

Growth

The Fund aims for long-term capital growth by investing in a diversified portfolio of mainly growth assets, with a small proportion invested in income assets. The climate and environment impact of investments in the portfolio are tracked through carbon emission measures and alignment with sustainability goals.

10 years
Suggested timeframe
5
Risk factor (1–7)
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RetirementPlus

RetirementPlus make things easy for you by investing your savings in an asset allocation that is suitable for your age. We automatically reduce your investment risk each year, from age 51 until age 80. Climate and environment impact is tracked using carbon emission measures and alignment with sustainability goals. 

Varies
Suggested timeframe
Varies
Risk factor (1–7)
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Not sure what's right for you? Take our KiwiSaver Quiz

The Aurora KiwiSaver Quiz helps you find the right investment option for your age and stage and takes less than 2 minutes to complete.